UMA
去交易货币 / 公链 / PoW / 灰度信托基金 / Coinbase Pro综合 / Bitwise10指数基金 / CoinList 上线 / Robinhood 上线 / 2024减半
$0.7123
16.41% （ $-0.1398 ）
≈ ¥5.107191
- 24H最高
- $0.7123
- 24H最低
- $0.737
- 24H开盘
- $0.7044
- 24H收盘
- $0.7367
UMA简介
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简介
UMA：重构衍生品市场的链上金融工程层
范式突破
作为首个采用「无喂价争议机制」（Dispute Resolution System）的DeFi合约协议，UMA通过博弈论驱动的经济保证模型，实现复杂金融衍生品的链上自主执行。其核心价值在于将传统OTC市场的定制化金融合约转化为可组合的「Priceless Financial Templates」（无价金融模板），开启长尾衍生品市场民主化进程。
技术架构：三阶安全与创新引擎
颠覆性设计：
DVM（数据验证机制）：由$UMA持有者担任仲裁节点，仅在争议发生时调用预言机
LSP（流动性敏感质押）：抵押品价值与流动性深度动态绑定，预防黑天鹅穿仓
Priceless合约模板：支持开发者零代码部署KPI期权/跨链利率互换等复杂产品
经济模型：双代币博弈机制
$UMA治理代币功能：
仲裁质押：锁定$UMA参与DVM争议裁决（年化收益12-35%）
合约治理：投票决定新增金融模板参数标准
安全锚定：协议TVL的1.5%必须由$UMA抵押（当前$2.1B TVL需$31.5M担保）
收益凭证代币（如$oUSD）：
代表具体金融合约权益
通过UMIP标准实现跨平台可组合
行业价值数据锚点
▌降低衍生品开发成本：从传统$20万+降至链上$2000
▌争议解决效率：平均2小时终局性（较法律仲裁提速240倍）
▌生态规模：累计部署427个金融合约，清算量$9.8B零穿仓事件
金融工程革命路径
Phase1：长尾衍生品模板库（完成）
Phase2：机构级清算网络（进行中）
Phase3：RWA风险对冲协议（2024路线图）
终局愿景：成为全球金融合约的链上ISDA协议
通过聚焦「无喂价争议系统」与「金融模板乐高」的双核架构，确立UMA在DeFi衍生品赛道中不可替代的基础设施地位。
结论
UMA的发展历程印证了去中心化技术对金融范式的重塑潜力。从无预言机设计的奠基到跨链协议的革新，其通过持续的技术创新与治理优化，已成为连接传统金融与Web3的核心枢纽。在uLABS开发者平台与Across跨链协议的加持下，UMA正从单一合成资产平台进化为支持全场景金融服务的基础设施。尽管面临治理集中化与跨链安全等挑战，但其技术领先性、社区凝聚力与生态包容性，使其在可预见的未来仍将主导自定义金融合约市场。
对于开发者，UMA提供了低门槛的创新平台；对于投资者，其多样化的合成资产生态提供了差异化的风险对冲工具；对于监管者，其合规化实践为行业树立了标杆。在全球金融体系加速重构的背景下，UMA的持续进化将深刻影响下一代金融基础设施的设计逻辑。未来，其能否在监管适应、技术迭代和生态扩展上持续突破，将决定其在全球货币体系中的最终地位。
市场行情
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#名字开盘最高最低收盘更新时间
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1$87032.6$87219.5$85164.6$86199.412-16 14:11
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2$126.89$128.02$123.64$126.5412-16 14:11
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3$1.9256$1.9309$1.8525$1.888212-16 14:11
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4$0.0762$0.07726$0.07183$0.0739212-16 14:11
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5$0.0101$0.01015$0.00971$0.0098912-16 14:11
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6$0.2189$0.4187$0.2121$0.27712-16 14:11
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7$0.00865$0.00865$0.00836$0.008512-16 14:11
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8$0.02024$0.02098$0.01921$0.0208312-16 14:11
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9$0.03892$0.03899$0.03713$0.0379812-16 14:11
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10$8.395$8.435$8.065$8.1812-16 14:11
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11$0.448$0.4497$0.418$0.434712-16 14:11
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12$1.554$1.589$1.524$1.55712-16 14:11
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13$0.01124$0.01125$0.01081$0.0109912-16 14:11
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14$0.5348$0.5405$0.5167$0.532612-16 14:11
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15$0.3309$0.3312$0.3223$0.330412-16 14:11
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16$0.24$0.2417$0.2171$0.223912-16 14:11
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17$3010.8$3017.6$2880.5$2935.512-16 14:11
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18$0.02028$0.02044$0.01952$0.0202512-16 14:11
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19$0.03063$0.03063$0.02885$0.0292312-16 14:11
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20$0.000008697$0.000008745$0.000008441$0.00000859512-16 14:11
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21$0.04175$0.04214$0.04007$0.0404412-16 14:11
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22$0.000002878$0.000002885$0.000002777$0.00000285412-16 14:11
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23$0.03104$0.0311$0.02997$0.0302712-16 14:11
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24$0.6475$0.6476$0.6227$0.636312-16 14:11
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25$0.2622$0.2622$0.2488$0.253312-16 14:11
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26$0.0709$0.0709$0.0709$0.070912-16 14:11
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27$0.0427$0.04301$0.04148$0.0420912-16 14:11
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28$1.737$1.763$1.674$1.70612-16 14:11
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29$0.05925$0.05981$0.05905$0.0590512-16 14:11
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30$1.885$1.904$1.831$1.89212-16 14:11
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31$0.4138$0.4145$0.3966$0.408212-16 14:11
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32$0.08501$0.08603$0.08415$0.0854712-16 14:11
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33$10.006$10.013$9.465$9.68912-16 14:11
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34$0.00619$0.0062$0.00588$0.0061112-16 14:11
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35$0.00004319$0.00004319$0.00004153$0.0000423812-16 14:11
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36$0.01178$0.01179$0.01135$0.0115912-16 14:11
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37$1.598$1.611$1.561$1.58512-16 14:11
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38$1.131$1.131$1.08$1.08112-16 14:11
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39$0.001007$0.001071$0.000971$0.00098512-16 14:11
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40$0.2076$0.2103$0.2041$0.2112-16 14:11
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41$0.01497$0.01515$0.01454$0.0148812-16 14:11
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42$8.229$8.34$8.073$8.09912-16 14:11
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43$0.03529$0.03543$0.03412$0.0347412-16 14:11
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44$0.05969$0.05981$0.05811$0.0583912-16 14:11
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45$0.03846$0.03846$0.03722$0.0379512-16 14:11
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46$0.05764$0.05782$0.05566$0.0568912-16 14:11
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47$0.06702$0.06721$0.0648$0.0650712-16 14:11
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48$0.001545$0.00155$0.001502$0.00151112-16 14:11
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49$0.001606$0.001606$0.001571$0.00159212-16 14:11
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50$0.06281$0.06365$0.06058$0.0605812-16 14:11
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51$0.03911$0.03943$0.03872$0.0393312-16 14:11
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52$0.2373$0.2373$0.2323$0.236212-16 14:11
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53$7.387$7.387$6.991$7.13212-16 14:11
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54$0.05847$0.05897$0.05677$0.0576912-16 14:11
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55$0.2011$0.2037$0.1924$0.193312-16 14:11
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56$0.01468$0.01473$0.01391$0.0144312-16 14:11
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57$0.0006831$0.0007028$0.0006825$0.000686612-16 14:11
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58$0.084$0.084$0.0808$0.083212-16 14:11
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59$4.725$4.753$4.584$4.70612-16 14:11
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60$1.1496$1.2424$1.1091$1.138912-16 14:11
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61$0.01845$0.01849$0.01717$0.0176712-16 14:11
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62$0.002398$0.0024$0.002314$0.00233912-16 14:11
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63$0.0001204$0.0001204$0.000115$0.0001212-16 14:11
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64$0.0005411$0.0005434$0.0005198$0.000539512-16 14:11
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65$10.373$10.373$10.373$10.37312-16 14:11
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66$0.003604$0.003604$0.003419$0.00351112-16 14:11
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67$0.2923$0.2934$0.2814$0.292312-16 14:11
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68$4.416$4.416$4.112$4.14512-16 14:11
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69$0.02561$0.0257$0.02494$0.0255912-16 14:11
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70$0.010197$0.010325$0.009812$0.01020712-16 14:11
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71$0.00885$0.00892$0.00853$0.008912-16 14:11
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72$0.03713$0.03762$0.03578$0.0375412-16 14:11
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73$0.114$0.114$0.1099$0.113112-16 14:11
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74$0.02095$0.02134$0.02011$0.0207212-16 14:11
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75$1.417$1.417$1.36$1.36912-16 14:11
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76$0.00002467$0.0000249$0.00002422$0.000024412-16 14:11
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77$0.1617$0.1617$0.1559$0.15912-16 14:11
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78$2.004$2.013$1.95$1.99812-16 14:11
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79$0.0135$0.01351$0.01215$0.012412-16 14:11
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80$0.007273$0.007275$0.007023$0.00716212-16 14:11
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81$0.001487$0.001487$0.001434$0.0014612-16 14:11
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82$0.08276$0.08278$0.07919$0.0814712-16 14:11
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83$0.01089$0.01091$0.01059$0.0107512-16 14:11
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84$0.01414$0.01416$0.01363$0.0137512-16 14:11
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85$3.352$3.352$3.171$3.22812-16 14:11
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86$0.129$0.129$0.1244$0.125212-16 14:11
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87$0.2656$0.2671$0.259$0.262612-16 14:11
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88$0.001382$0.001384$0.00135$0.00135212-16 14:11
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89$0.001938$0.001957$0.00186$0.001912-16 14:11
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90$0.7123$0.7314$0.7044$0.722512-16 14:11
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91$0.999863$0.999999$0.999775$0.99996512-16 14:11
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92$0.005708$0.005852$0.005546$0.00559512-16 14:11
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93$0.047$0.04703$0.04623$0.0462712-16 14:11
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94$0.375$0.3766$0.3608$0.365912-16 14:11
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95$0.5424$0.5434$0.5233$0.528612-16 14:11
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96$0.02458$0.02464$0.02361$0.0239112-16 14:11
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97$5.94$5.94$5.734$5.86612-16 14:11
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98$4106$4126$4040$412412-16 14:11
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99$0.0030991$0.0032555$0.0030043$0.003244912-16 14:11
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100$0.02987$0.0299$0.02843$0.0288812-16 14:11
