USDC
去交易货币 / 公链 / PoW / 灰度信托基金 / Coinbase Pro综合 / Bitwise10指数基金 / CoinList 上线 / Robinhood 上线 / 2024减半
$1.000214
+0.00% （ +$0 ）
≈ ¥7.17153438
- 24H最高
- $1.000214
- 24H最低
- $1.00033
- 24H开盘
- $1.000153
- 24H收盘
- $1.000228
USDC简介
-
简介
USDC：全球合规稳定币的黄金标准
核心定位
作为首个通过美国货币流通法（MSLA）全合规框架的美元稳定币，USDC由支付金融科技公司Circle与加密货币交易所Coinbase联合推出的开源协议Centre Consortium主导发行。其核心价值在于建立“1:1法币储备+实时审计+银行级托管”三位一体的透明化运作范式，成为连接传统金融与加密生态的合规桥梁。
技术架构与储备管理革新
1.双引擎稳定机制
USDC采用抵押+套利双轮驱动模式维持锚定：
储备支撑：每枚USDC对应1美元储备资产，包括美国国债（占比85%）、现金及回购协议，由贝莱德等顶级资管机构管理。2024年Circle将商业票据全部替换为政府债券，信用风险降低70%。
智能合约调节：用户可通过铸造/销毁USDC实现链上套利，当价格偏离1美元时，算法自动触发市场平衡机制。例如，若USDC升至1.02美元，用户可兑换美元获利，从而增加USDC供应并压低价格。
2.透明度基础设施
实时储备查询：Circle官网提供储备仪表盘，用户可查看USDC储备构成（如2025年2月数据显示，563.5亿美元储备覆盖562.8亿流通量）。
审计与验证：德勤等四大会计师事务所每月出具验证报告，确认储备公允价值与流通量匹配。2025年2月报告显示，USDC储备超量覆盖0.7亿美元，超额率达0.12%。
链上监控系统：通过CCTP（跨链传输协议）实时追踪USDC跨链流动，防止资金池枯竭风险。例如，Sui公链原生USDC上线后，跨链交易量环比增长300%。
市场生态与应用场景
1.流动性布局
DeFi领域：USDC占据DeFi借贷市场70%份额，在Aave平台的借贷规模突破6,700万美元。2025年Q1，USDC在Uniswap V3的流动性池日均交易额达8.2亿美元，占平台总交易量的38%。
跨境支付：通过Circle Payments Network（CPN）协议，USDC实现7×24小时跨境结算，手续费低至0.1%，到账时间缩短至3秒。2025年Q2，USDC跨境支付量达1,200亿美元，同比增长150%。
机构托管：富达、贝莱德等资管巨头接入USDC托管服务，支持机构客户通过USDC进行股票、债券等传统资产的链上交易。例如，贝莱德已通过USDC完成5亿美元的国债代币化交易。
2.合作伙伴网络
交易所联盟：与Coinbase、Binance等头部交易所深度绑定，Coinbase获得USDC储备收入的55%，支撑其2025年Q1稳定币业务收入达9.3亿美元。
企业级应用：Stripe、Shopify等电商平台接入USDC支付接口，支持商户实时结算。2025年Q2，USDC在电商场景的渗透率达18%，交易额突破50亿美元。
开发者生态：开放USDC智能合约API，支持创建可编程货币。例如，支付协议Ripple通过USDC实现跨境汇款的智能清算，交易确认时间缩短至4秒。
总结：USDC通过技术+合规+生态的三维突破，成功构建了数字美元的全球基础设施。其储备透明度、合规性、技术创新能力均处于行业领先地位，成为连接传统金融与Web3的核心枢纽。随着Circle国家信托银行牌照的落地、CCTP协议的扩展及AI/隐私技术的应用，USDC有望在2025年实现流通量破千亿的里程碑。然而，监管政策的不确定性、技术漏洞风险及竞争对手的持续施压，仍将是其长期发展的关键挑战。对于投资者而言，USDC因其稳定性和合规性，是数字资产配置的“安全锚”；对于企业而言，USDC提供了低成本、高效率的跨境支付与结算解决方案。未来，USDC能否在全球货币体系重构中占据更重要地位，取决于其在监管适应、技术迭代和生态扩展上的持续突破。
市场行情
-
#名字开盘最高最低收盘更新时间
-
1$3894.76$3908.44$3862.86$3882.7911-02 05:59
-
2$186.4$187.1$184.88$186.1111-02 05:59
-
3$0.2484$0.2493$0.2453$0.245411-02 05:59
-
4$7.928$7.969$7.871$7.87511-02 05:59
-
5$0.02091$0.02124$0.02079$0.0211311-02 05:59
-
6$0.0000000000211$0.0000000000223$0.0000000000211$0.000000000022111-02 05:59
-
7$7.215$7.3$7.185$7.2811-02 05:59
-
8$0.00929$0.00936$0.00914$0.0092911-02 05:59
-
9$0.00866$0.008767$0.008644$0.00874411-02 05:59
-
10$4.222$4.255$4.057$4.23711-02 05:59
-
11$0.7161$0.7172$0.7103$0.712411-02 05:59
-
12$3.011$3.047$3.006$3.03311-02 05:59
-
13$18.637$18.739$18.562$18.67811-02 05:59
-
14$1.424$1.458$1.423$1.45211-02 05:59
-
15$0.5207$0.5331$0.5207$0.533111-02 05:59
-
16$0.1944$0.1971$0.1887$0.193511-02 05:59
-
17$0.05978$0.06062$0.05969$0.0605111-02 05:59
-
18$0.5856$0.5892$0.5831$0.587811-02 05:59
-
19$0.000998$0.001022$0.000996$0.00101311-02 05:59
-
20$0.07832$0.07884$0.07733$0.0780311-02 05:59
-
21$0.000005112$0.000005218$0.000005107$0.00000516511-02 05:59
-
22$0.2449$0.2514$0.2438$0.248711-02 05:59
-
23$0.1961$0.1977$0.1958$0.19611-02 05:59
-
24$0.10307$0.10423$0.10278$0.1039211-02 05:59
-
25$0.01268$0.01279$0.01249$0.0126411-02 05:59
-
26$0.4825$0.4896$0.4809$0.485111-02 05:59
-
27$0.4764$0.4786$0.476$0.477511-02 05:59
-
28$0.01307$0.01324$0.01293$0.0130111-02 05:59
-
29$1.0001$1.0006$1$1.000411-02 05:59
-
30$0.0847$0.08562$0.08452$0.0853511-02 05:59
-
31$0.00005239$0.00005345$0.00005224$0.0000534111-02 05:59
-
32$0.01302$0.01302$0.01271$0.0128411-02 05:59
-
33$2.95$2.968$2.941$2.95811-02 05:59
-
34$9.519$9.635$9.51$9.58111-02 05:59
-
35$0.1316$0.1325$0.131$0.131211-02 05:59
-
36$14.992$15.212$14.972$15.1711-02 05:59
-
37$2.247$2.256$2.238$2.25511-02 05:59
-
38$0.001375$0.001434$0.001375$0.00138211-02 05:59
-
39$2.542$2.559$2.537$2.54911-02 05:59
-
40$0.304$0.3071$0.3019$0.307111-02 05:59
-
41$0.03614$0.03662$0.03608$0.0364811-02 05:59
-
42$0.0004005$0.0004084$0.0003999$0.000407711-02 05:59
-
43$0.002984$0.003135$0.002981$0.00304511-02 05:59
-
44$0.1078$0.1092$0.1075$0.10811-02 05:59
-
45$0.1404$0.1418$0.1403$0.141211-02 05:59
-
46$4.4572$4.5365$4.4456$4.506111-02 05:59
-
47$0.002324$0.002352$0.002323$0.00234911-02 05:59
-
48$0.1129$0.1146$0.1126$0.114211-02 05:59
-
49$0.03463$0.03478$0.03461$0.0347711-02 05:59
-
50$0.4037$0.4094$0.4011$0.407411-02 05:59
-
51$0.002324$0.002381$0.002273$0.00234911-02 05:59
-
52$0.2606$0.2635$0.2605$0.26211-02 05:59
-
53$9.525$9.558$9.499$9.55811-02 05:59
-
54$5.488$5.569$5.37$5.52211-02 05:59
-
55$0.00004364$0.00004427$0.0000435$0.0000440311-02 05:59
-
56$0.001571$0.001581$0.001558$0.00157611-02 05:59
-
57$0.0902$0.09099$0.0897$0.0901611-02 05:59
-
58$9.325$9.532$9.307$9.48211-02 05:59
-
59$0.001789$0.001808$0.001786$0.00179911-02 05:59
-
60$0.1061$0.134$0.1055$0.11811-02 05:59
-
61$6.642$6.719$6.463$6.52411-02 05:59
-
62$2.0254$2.0466$2.0236$2.041711-02 05:59
-
63$3.363$3.463$3.35$3.4311-02 05:59
-
64$0.0001867$0.0001899$0.0001864$0.000188811-02 05:59
-
65$5.172$5.26$5.172$5.23411-02 05:59
-
66$0.0000004033$0.0000004037$0.0000004027$0.000000403211-02 05:59
-
67$0.004278$0.004365$0.004255$0.00431311-02 05:59
-
68$186.4$187.1$184.88$186.111-02 05:59
-
69$0.02528$0.02769$0.02528$0.0257811-02 05:59
-
70$0.105$0.1074$0.1047$0.105611-02 05:59
-
71$0.4102$0.4183$0.4092$0.41711-02 05:59
-
72$0.01274$0.01299$0.01272$0.0127611-02 05:59
-
73$0.06736$0.06897$0.06727$0.068411-02 05:59
-
74$0.018187$0.018353$0.018075$0.01815911-02 05:59
-
75$0.1827$0.1844$0.18$0.181811-02 05:59
-
76$0.1904$0.193$0.1902$0.192411-02 05:59
-
77$0.04277$0.04349$0.0426$0.0430911-02 05:59
-
78$0.08005$0.08077$0.07934$0.0802411-02 05:59
-
79$0.01833$0.01833$0.01833$0.0183311-02 05:59
-
80$0.00004215$0.00004295$0.00004205$0.0000427111-02 05:59
-
81$0.01533$0.01556$0.01526$0.0153711-02 05:59
-
82$2.316$2.35$2.308$2.33811-02 05:59
-
83$0.1816$0.1828$0.1798$0.1811-02 05:59
-
84$0.02655$0.02697$0.02552$0.0259111-02 05:59
-
85$0.0001013$0.0001024$0.0000905$0.000095611-02 05:59
-
86$0.001966$0.001972$0.001953$0.00196611-02 05:59
-
87$1.0057$1.0184$0.9966$1.000111-02 05:59
-
88$0.13008$0.13069$0.12914$0.1299611-02 05:59
-
89$0.1712$0.1728$0.171$0.172111-02 05:59
-
90$0.5141$0.5165$0.5115$0.514811-02 05:59
-
91$0.5002$0.504$0.4979$0.501911-02 05:59
-
92$0.29702$0.29806$0.29692$0.2976211-02 05:59
-
93$5.855$5.895$5.819$5.85811-02 05:59
-
94$0.04549$0.04553$0.04245$0.0444311-02 05:59
-
95$0.01218$0.01239$0.01218$0.0123511-02 05:59
-
96$110185.1$110449.9$110123.5$110315.611-02 05:59
-
97$0.5345$0.5408$0.5329$0.538511-02 05:59
-
98$0.00003325$0.00003358$0.00003297$0.0000332811-02 05:59
-
99$0.1922$0.1954$0.192$0.19511-02 05:59
-
100$0.004517$0.004658$0.004493$0.00454711-02 05:59
